Insurance Fraud

Fraud occurs when someone knowingly lies to obtain some benefit or advantage to which they are not otherwise entitled or someone knowingly denies some benefit that is due and to which someone is entitled. Insurance fraud involves filing fraudulent insurance claims and reaping the benefits. The complicated and financial aspect of insurance companies and insurance claims provide opportunities for exploitation by both the insured and the insurer. Types of insurance fraud are very diverse, and occur in all areas of insurance such as automobile collision, mail fraud, medical, life, workers' compensation, credit card, fire, property, and healthcare. Insurance crimes also range in severity, from slightly exaggerating claims to deliberately causing accidents or damage. Cases of insurance fraud are classified into two categories based on their severity: hard fraud and soft fraud. Hard fraud involves the deliberate planning or scheming to invent a loss (such as a car accident or arson) in order to collect money through their insurance policy. Hard fraud is often seen in crime organizations, which concoct and implement multiple fraud plans to steal millions of dollars. On the other hand, soft fraud occurs when a policyholder or claimant exaggerates a legitimate claim. An example of soft fraud may be a policyholder exaggerating the number and value of items stolen from a home or business. Sometimes referred to as opportunistic fraud, the crime of soft fraud is much more common. Whether you are charged with hard fraud or soft fraud, an experienced Boston, Massachusetts insurance fraud defense lawyer will have the knowledge and skill necessary to investigate and challenge the claims against you.

Insurance fraud poses a problem for both insurance companies and consumers, as companies are forced to make pay outs for fraudulent claims, the cost shifts to consumers. The Coalition Against Insurance Fraud publishes annual estimates for claims fraud in four areas of insurance (auto, homeowners, health and business). The latest national estimate for claims fraud in the U.S. is $79 billion. Consequently, the Federal Bureau of Investigation has dedicated a section of their office to targeting fraud through the use of task forces, strike teams, and undercover operations. In the event of a conviction for insurance fraud, the offender faces serious consequences such as incarceration, fines, and the potential of losing ones medical license. If you have been investigated for or charged with a violation of insurance fraud, it is essential that you contact a knowledgeable Massachusetts criminal defense attorney who is familiar with the complex area of insurance fraud. In many cases, being able to make restitution for all or a substantial part of the money may provide you with leniency from the court and in some cases, may even result in the dismissal of the case after payment is made.  Also, there are opportunities to reduce payment obligations or make reduced payment arrangements to resolve you case if you are charged in court with welfare or insurance fraud in Massachusetts.

Aggressive Boston, Massachusetts Insurance Fraud Defense Lawyer
A conviction for insurance care fraud can destroy a person's life and wreak havoc with their financial status. Whatever difficult dilemma you face, the Law Office of Patrick J. Murphy is here to help. Speaking with a qualified Massachusetts insurance fraud defense lawyer may ease the stress and tension you feel, and also ensure that your rights are protected from beginning to end. As a dedicated criminal defense attorney, Patrick J. Murphy, Esq. has been instrumental in the vigorous defense of his clients throughout Massachusetts for over 18 years. For a free and confidential assessment of your insurance fraud case, please call 617-367-0450 or email us directly using our online contact form.
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